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Helpful Videos

Group health insurance explained

June 7, 2021

This video is a comprehensive overview of group health insurance. In only a few minutes, we answer many of the most common frequently asked questions (FAQ). We cover topics such as, plan types, COBRA vs State Continuation, underwriting requirements, cost, legislation and more.

Video - Level-funded group health plans
Video – How much benefits “really” cost
Video – How to quote group health insurance in 2021

Census form links:
PDF format:
Excel format:

ACA full-time equivalent employee (FTE) calculator in excel.

February 15, 2022

In this video we will show you how to calculate the full time equivalent (FTE) for the Affordable Care Act (ACA). The Affordable Care Act requires all groups with 50 or more employees to provide health insurance. Part time employees count towards the 50 employee threshold.

In other words, if you have 30 full time employees and 60 part time employees, the full time equivalent of your part time employees could put your group over 50 employees.

This is a step by step how to video which will show you the formulas to put in excel to do your calculations.

PPO vs RBP (reference-based pricing)

April 18, 2021

This overview of a reference-based pricing vs a PPO. It demonstrates the cost savings, and benefit features of the RBP group health plan. Reference base pricing is a method to achieve transparency of medical fees to lower group health insurance cost while providing the flexibility to choose any provider.
The rates shown is this video is a case study for an active employer group with 29 employees. This group health insurance quote is quoted to a 5/1/2021 effective date.

Level Funded Health Plans - What Is A Level-Funded Health Plan?

March 17, 2020

How does level-Funded Health Insurance Work?
Can level funded health plans work for your business?
Level-funded group health plans are ideally suited for small to mid-sized employers with 2 to 300 employees.

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