What is health insurance co-insurance?

The basics of health insurance

Co-insurance is cost sharing between the insured and the insurance company. Typically the co-insurance comes into play once the deductible is met. On PPO plans an insured can have two different co-insurance levels. Most health plans pay a higher co-insurance amount in-network to encourage network participation.

Example of PPO co-insurance

Always consult your broker. Some rates, conditions and exclusions may apply. Information contained herein is to be used as an example only.